How worse off are you after a year of Nectar?

A year without East Coast Rewards

Our points calculator has now launched giving you an easy way to see how worse off you are with Nectar. Also below we include some examples.

£50 spend a month

£50 a month

If you spend £50 a month on standard class rail travel you would have earned 600 East Coast Rewards points over the year or 1200 Nectar points.

The East Coast Rewards points would get you 2 standard class tickets (255 points each) or one first class ticket (460 points). They'd be enough points left over for first class lounge passes or WiFi vouchers at 50 points each.

On the other hand 1200 Nectar points are only worth £6 on most redemptions (including train travel) and £12 on the best deals.

If you value standard class travel at £25, first class travel at £50 and WiFi access at £9 you're £62 a year worse off with Nectar.

£200 spend a month

£200 a month

If you spend £200 a month on standard class rail travel you would have earned 2400 East Coast Rewards points or 4800 Nectar points.

The East Coast Rewards points would get you 10 free standard class tickets (920 points for 4 (x2) + 255 points each (x2)) or 5 free first class tickets (1565 points for 4 + 460 points each). The standard class tickets would have 50 points remaining which give lounge access or WiFi, the first class tickets have 375 remaining which would get an additional standard class ticket (255 points) and the remaining 120 points could get 2 lounge or WiFi passes at 50 points each.

On the other hand 4800 Nectar points are only worth £24 with most Nectar partners. Barely enough for one standard class ticket.

If you value standard class travel at £25 and first class travel at £50 you're £269 a year worse off with Nectar.

£300 spend a month

£300 a month

If you spend £300 a month on first class rail travel you would have earned 5400 East Coast Rewards points or 7200 Nectar points. First class tickets earn 50% more points with East Coast Rewards but no extra bonus with Nectar.

The East Coast Rewards points would get you 23 free standard class tickets (920 points for 4 (x5) + 255 points each (x3)) or 13 free first class tickets (1565 points for 4 (x3) + 460 points each). The first class tickets would have 245 points remaining which would get a number of WiFi vouchers or first class lounge passes at 50 points each.

On the other hand 7200 Nectar points are only worth £36 with most Nectar partners. 

If you value first class travel at £50 and WiFi access at £9 you're £650 a year worse off with Nectar.